Certification in Long-Term Care

A native of Springfield, Missouri, retirement expert, Tracy Wayne Mitchell, operates two businesses in the region. Tracy Mitchell oversees the companies, Mitchell & Associates Financial LLC and Federal Employee Benefit Advisors LLC, which guide clients on preparing for retirement and offer benefit counseling. Author of The Informed Fed: A Survival Guide to Federal Employee Benefits, Tracy Wayne Mitchell also possesses Long-Term Care certification.

The Certified in Long-Term Care program is offered by The Corporation for Long-Term Care Certification, Inc. It provides professionals with the knowledge they need to prepare clients for entry into long-term care. The program consists of six core components, including one on payment for extended care services and another on the implementation of long-term care insurance solutions.

The program modules highlight various skills. These include discussing all available options with clients, helping them identify plans that meet their needs, and creating appropriate financing solutions for them by looking at existing coverage options. The program also shows professionals how to best address long-term care while considering its potential emotional, physical, and financial toll on clients’ families. Lastly, the program offers an in-depth look at the history of long-term care insurance and at regulation relating.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.

Years of Service and Age Determine Benefit Amount

An advocate of federal employee retirement planning, Missouri-based entrepreneur Tracy Wayne Mitchell is well-versed in governmental benefits. Therefore, Tracy Wayne Mitchell can advise clients about when it is best to elect distribution.

When federal employees separate from their job posts, the law permits them to make benefit withdrawals depending on their years of service or age. For example, people who leave the government by the time they reach 55 usually can withdraw monthly payments, or at least a portion of a payment, from their thrift savings plans (TSP). If they are 55 or older, they won’t incur a tax penalty.

Early-retiring employees who are part of the Federal Employee Retirement System (FERS) may also postpone distribution of retirement benefits in order to avoid a reduction. For example, if an employee has worked 10 years but fewer than 30 years (or 20 years if he is 60 to 61), he is allowed to put off receiving a payment. Exceptions apply to federal law enforcement employees or firefighters whose retirement age is younger than the federal minimum age of 62.